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Johnstown, PA Certified Financial Planner

Your Financial Independence is the Goal of Our Process & Strategies

Your Financial Independence is the Goal of Our Process & Strategies

Behind every plan or investment is a carefully tailored process that begins with a deep understanding of you and your goals. Then, we create a strategic roadmap that considers your concerns, desires, risk tolerance and time frame. Our holistic approach prioritizes your interests and involves using education as a powerful tool to help you understand every decision.

Your Time Matters to Us

Your Time Matters to Us

Do your financial goals include traveling in an RV, enjoying time with family outside or maintaining your desired lifestyle after you retire? Our holistic client-first approach involves understanding your goals first and then creating a realistic plan to help you pursue them. To us, success means helping you “buy back” your time so you can spend it on what matters most to you.

Your Education Is Our Priority

Your Education Is Our Priority

We care deeply about your goals and helping you succeed. Whether you need a robust retirement plan, a plan to exit your business for retirement, or to create a lasting legacy, we're here to help.  As fee-based financial advisors, we put your needs first. With your goals in mind, we will help you create a realistic vision and effective strategies for every life stage and every generation in your family.

Serving Needs at Every Stage of Life

We're here to help no matter the financial situation or phase you're in. Our first priority is helping you take care of yourself and your family. We want to learn more about you and what motivates you.  If you aren’t sure what your goals and dreams are, we want to help you identify them.  We’ll start as your financial planners, helping you to fill in the gaps and live your best life right now. Then, we’ll be your retirement advisor so we can help you map out a longer and more comprehensive journey to prosperous and enjoyable golden years.

Individuals & Growing Families

Individuals & Growing Families

Whether you’re providing for a growing family or wish to leave a lasting legacy, our financial advisors are ready to help you plan for the future. From retirement planning to college planning, we will ensure your plans are tax-efficient and geared toward growth.

Nearing & Living in Retirement

Nearing & Living in Retirement

Are you worried about outliving your hard-earned money? As retirement advisors, we can help create a customized plan for your unique needs and goals to address this.

Small & Big Business Owners

Small & Big Business Owners

As a financial advisor in Cambria County, PA, we are well-versed in the local economy and tax laws. We specialize in creating effective exit strategies for business owners who are ready to maximize their profits and retire comfortably.

Health Care Professionals

Health Care Professionals

You work hard caring for your patients. As certified financial planners with extensive experience with medical professionals and the unique financial challenges they face,  we can help simplify those complexities so that you can understand the essential next steps.

Personal and Business Financial Services

We offer efficient financial services for individuals, families, and business owners seeking authentic, personalized guidance. As a certified financial planner in Pennsylvania, we understand the economic rules that affect your business.

Effective Roadmaps For Individuals & Families 

Are you wondering how to strategically provide for your growing family or live your dream retirement lifestyle without spending beyond your means? As your trusted retirement advisor, we genuinely care about your success and look forward to helping turn your visions into reality.


Guiding Your Business Towards Growth

You’ve worked hard to get where you are today. Now it’s time to plan for the future and beyond. We specialize in helping business owners create effective exit strategies and long-term plans that help them preserve their wealth and legacy for the next generation.


Elevate Your Financial IQ with These Resources

Learn why we make certain financial decisions by understanding how to talk about money with these financial planning resources.

U.S. Personal Savings Rate

U.S. Personal Savings Rate

What can be learned from the savings rate?
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Federal Income Tax

Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.
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Tax Freedom Day

Tax Freedom Day

Assess how many days you'll work to pay your federal tax liability.
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Meet Big Eth the Finance Geek

Meet Big Eth the Finance Geek

Get ready to learn! Explore our YoutTube videos made exactly with you in mind.

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Certified Financial Planner Near Me

If you’ve been searching for a “fiduciary financial advisor near me,” then you have come to the right place! As certified financial planners, we proudly uphold fiduciary standards and always act with our clients’ best interests at heart. As a fee based financial advisory, our advice to you will never be informed by commissions or other incentives. We want what is best for you and we delight in helping individuals and businesses achieve financial freedom and prosperity. If you’re ready to get on track to a fantastic retirement while enjoying a great standard of living now, let’s connect! 

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What to Do with a Windfall

"What to Do with a Windfall" provides guidance for handling a financial windfall. The ebook suggests taking a deep breath before making any decisions and seeking help from a financial professional to help ensure funds are allocated wisely.

All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.

Join Our Caring Community

We believe that our deep passion for giving back to our community and commitment to client education help set us apart. If you’re ready to join a caring community of like-minded advisors, contact us today.

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